OverviewKey StatsPlatformChallengesApproachInsights
Use Case 07CFO · CRO · GC

Optimize Cyber
Insurance Premiums

The Question We Answer
“How do we demonstrate our actual risk posture to insurers and negotiate premiums from a position of strength?”
See Your Industry Risk Data ↓
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22%
Premium Reduction (Illustrative)
$430K
Annual Savings (Illustrative)
Insurer-Aligned
Risk & Loss Metrics
Platform Intelligence For Illustrative Purposes Only
Insurer-Weighted Control Maturity Scores
CMMI Scale: 0–5Each score reflects the average CMMI maturity level across organizations in this category
Identity & Access Management3.1
Endpoint Detection & Response3.8
Log Management3.0
Governance & Compliance2.2
Privileged Access Vault3.3
Challenges We Solve
  • Insurers demand defensible evidence of control maturity that most teams cannot easily produce
  • Premium increases arrive without a data-backed path to negotiate better terms
  • Risk, legal, and security teams lack a shared data model to engage underwriters effectively
How MTM® Delivers
  • Loss probability and residual risk modeling aligned to insurer underwriting categories
  • Claims-aligned metrics formatted to speak directly to underwriter evaluation criteria
  • Control maturity visualization across the categories insurers weight most heavily
  • Carrier-ready reporting that demonstrates risk reduction progress over time
Our Approach

MTM® models risk the way underwriters evaluate it, using the same actuarial framework carriers use to price policies. This gives organizations defensible, carrier-aligned data to demonstrate their risk profile warrants better terms.

Why It Matters

Cyber insurance costs have risen sharply for organizations that cannot quantify their risk posture. MTM® creates negotiating leverage backed by hard numbers: residual risk curves, control efficacy data, and loss probability aligned to how your carrier prices risk.

Negotiating with Actuarial Evidence
MTM® provides inside-out visibility into your program maturity across the exact control categories insurers focus on during underwriting. Organizations walk into renewal conversations with evidence that residual risk has measurably decreased, shifting the negotiation from assertion to proof.
Trusted Across Industries

Your Sector. Your Scale.
Your Real Risk Exposure.

Real financial loss data from actual cyber insurance claims — filtered by your industry and company size.

Banks, credit unions, insurance carriers, investment firms, and real estate organizations
NAICS: Finance & Insurance · Real Estate · 3,296 claims in MTM® database
Top Threat Types
How Losses Break Down — by Cost Driver
$1.3M
avg  / 
$40M max
average total financial impact per event — includes response, litigation, economic losses & regulatory fines
From MTM® loss data
Source: MTM® Claims Database — 400,000+ real-world cyber insurance claims, 5-year dataset through March 2026. Figures reflect organizations matched by NAICS code, revenue band, and employee count.
Data current through March 2026 — updated bi-annually on this page. Get Current Data →

See It in Action

Get a personalized MTM® demo tailored to your organization’s risk profile and business goals.

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